Reasons to take out health insurance for yourself and family members

Having good health is more than a goal, it is or should be a daily purpose and the most important of all. If you do not take care of your body, both physically and mentally, leading a full life becomes more complicated. To take care of your general well-being, the ideal is to have health insurance , with this you will be able to carry out routine check-ups. But it is not all, because according to the one you choose you will enjoy other benefits. You can see health insurance only as one more service, but it is undoubtedly the best investment you can make for yourself and your loved ones.

Within the variety of health insurance, the most comprehensive or complete will always be the best choice

Health insurance, which is the most convenient?

Within the variety of health insurance, the most comprehensive or complete will always be the best choice. In general, this offers a comprehensive health service that ranges from going to the best healthcare centers, to having coverage for various specialists.

In addition to having the different experts, first-class medical care, international coverage, the cost of eventual hospitalization would be covered.

This means that, among other things, you will be able to go directly to the specialist you need. By having a network of private clinics it is more agile to get shifts, you will have an immediate response for studies or if you will get to enter for emergencies.

On the other hand, private centers usually have high-tech equipment, which makes the diagnosis more precise, as well as offering better treatment alternatives.

The benefits that you will have with comprehensive coverage

In addition to medical care, there are other benefits included in comprehensive coverage. These really represent a plus and are decisive when choosing the best health insurance for you and your loved ones. Some of these benefits include ambulance service, accidental emergencies, medical-surgical emergency.

It also includes medical consultations, clinical exams, X-rays in the case of admission on an outpatient basis. Discounts of up to 80% on medicines in the pharmacy networks attached to the insurance.

You will have coverage for ophthalmology, dentistry, nutrition, psychology, which are usually medical specialties that are not included in the most basic insurance. Another point to highlight, especially for those who want to have children, is that this coverage includes maternity, home doctors and an ambulance with no co-payment.

As you have been able to read, it is an excellent opportunity if you are looking for insurance with which to feel that your health is in the hands of the best professionals and that you are going to have medical care, however minimal, in a timely manner.

What does health insurance cover?

Depending on the type of insurance you will have different coverage, including the following:

  1. Outpatient expenses
  2. Hospital expenses.
  3. Nutrition.
  4. Homeopathic consultation.
  5. Acupuncture.
  6. Chiropractic treatment.
  7. Psychological consultation.
  8. Medical consultation at home (Lima and Arequipa).
  9. Accidental ambulatory emergency
  10. Outpatient medical emergency.
  11. Transportation for emergency evacuation.
  12. Telephone medical counseling.
  13. Maternity.
  14. Odontology.

You only have to meet some very simple requirements to enjoy the service and it is the minimum age, which is 0, up to the maximum age of income, which is 50 years with 11 months and 29 days.

How to know the cost of the service?

The cost of the health insurance is variable, that is, there are factors that are taken into account to determine the total price to pay. There are different segments which range from 0 to 18 years, 19 to 30, from 31 to 40 and from 41 to 50 years. If you want to know the cost you should pay according to your age, you can use the online quote. You choose the age, the plan that interests you and ready you will receive all the information and what you must do to acquire it.


Professional writer with more than 7 years of experience. Joseph has worked as a content creator and editor on different web pages. He has been coordinator and content manager in various editorial teams. He also has extensive experience in SEO and digital marketing.